Consolidated Credit

Her grandchildren led to grand debts. When Sandra’s two grandsons and granddaughter were young, she could buy them cheap toys and still get hugs and kisses. Now that they’re teenagers, their tastes are more expensive so seeing their smiles tends to be pricey. This eagerness to give her grandchildren the world is what drove Sandra [...]


By Gregg Murset If you haven’t heard the famous stand-up comedy routine of Jeff Foxworthy I would suggest taking a few minutes to pull some one-liners up on the Internet before reading the rest of this piece. Foxworthy has worked extremely hard building a successful career by making jokes about real-life situations, as well as [...]


By Fred O. Williams It’s something most consumers dread — a debt collector calling to ask about an unpaid credit card debt, past due student loan or medical debt. Consumer credit counselors, debt collectors and state regulators all agree that ignoring debt collectors’ letters and phone calls is a bad idea. Deal with it, they [...]


By Tim McCarthy It always has amazed me how differently people think about what is risky vs. what is safe. Some international investors find currency trading not so risky; yet feel that stocks are too risky to invest in. Some Americans think even the higher quality Growth Countries are too risky to consider and believe [...]


By Kelly Dilworth ( Several times a month, my husband and I sit down at our computer, open up the personal finance software Quicken and audit our personal spending. The semi-weekly ritual has helped us spot problems with our spending early on (such as our frequent trips to the luxury grocer a few blocks from [...]