By: April Lewis-Parks When you’ve dug yourself into a debt hole and are struggling to climb out of it, you may experience feelings of frustration, stress and hopelessness that you’ll ever be in a good financial situation. Paying off thousands of dollars in credit cards or loans can be challenging, but it’s far from impossible [...]
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By April Lewis-Parks Your credit card may be your best friend when it comes to long shopping trips, booking vacations and your weekly manicure and pedicure sessions, but when the end of the month rolls around and your bill comes due, you may realize that your relationship with credit is more toxic than beneficial. [...]
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By April Lewis-Parks Most people can admit to money or budgeting mistakes that they’ve made once or twice, but for others, certain habits may have developed into a repetitive cycle of bad behavior. A mistake here and there can create a bump in the road when trying to save money, pay down credit card debt [...]
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By April Lewis-Parks One of the most common reasons many people cite for failing to save money is that they make too small a salary to devote anything additional to a savings account. While stretching a small income can be challenging, it’s not impossible, and individuals who want to build a stronger financial foundation that [...]
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This is a great time to check out Consolidated Credit’s free 4-step guide that helps people get started improving their finances and being better prepared for the future. Debt & Credit Facts in the U.S. Total revolving debt in the U.S. as of January, 2013 = $850.9 billion 98% of that is credit card debt [...]

