Simple ways to be happier with your financial situation

By Sijun Li

One of the top sources of stress many people cite relates to their financial situations.

When you’re facing debt, low savings or struggling to make ends meet each month, being happy or comfortable with your standing is difficult. Not only that, but being complacent about these issues can be harmful to your future.

On a positive note, you can use this source of anxiety to motivate you to make the changes you need in order to tackle your trouble areas. Once you gain more control over your finances, you will become more confident in your progress and continue working toward your goals.

Listed below are several ways to help you better your financial condition and take the first steps toward financial independence.

1. Look at the entire picture and set your priorities


When you’re in a bad financial condition, reviewing credit card or loan statements and trying to reorganize your finances can make you feel more dejected. However, this is often the worst part of creating a road-map to improve your circumstances and it may enlighten you to common spending mistakes you are making that are harming your fiscal health.

Click Here to Read More

McDonald’s: Buy One New Quarter Pounder Burger, Get One Free

McDonald’s has a deal that when you purchase one of their new Quarter Pounder Burgers, you will receive one free.
You can choose between Bacon Habanero Ranch, Bacon & Cheese or Deluxe.

Click here to see information on these new burgers.

This deal is available until June 20th. No coupon necessary.

Pei Wei: Buy One Entrée, Get One Free

Pei Wei has a deal that when you vote on your favorite type of Lettuce Wrap on Facebook, you will receive a coupon for a buy one entrée, get one free.

Click here to vote for your favorite Lettuce Wrap on Facebook.

The coupon is valid until July 7, 2013.

Chili’s: Free Flatbread

Chili’s has a deal that when you sign up for their e-mail club, you will receive a coupon for a free flatbread. Even if you are already a e-mail club member, you can sign in and access your free coupon.

Click here to get started.

Buca di Beppo: Take $20 Off Your Purchase

Buca di Beppo has a deal to celebrate their 20th birthday. When you purchase any combination of two pastas, baked pastas, or entrées you can take $20 off your purchase.

Click here to print the coupon.

This deal is only available for dine-in until June 30, 2013.

No purchase necessary.

See More Deals…

Here you can get the buzz on tactics and tips to successfully manage your money and avoid credit problems.These booklets cover the basics of creating and using a budget, how women can manage their personal finances, how to cope with financial stress, teaching your children about money, preventing identity theft, how to avoid common money mistakes, the basics of credit cards and much more! Click on the booklet cover to launch these free PDF files.		Learn how to successfully manage money and avoid credit problems. This guide was created with two purposes in mind; first, to help people create and use a successful budget; second, to provide proven strategies for avoiding excess debt.	This basic ‘Credit 101’ publication explores the pros and cons of using credit, provides a guide and calculation formula to help consumers find out how much credit they can afford, and offers advice on what elements should be considered before applying for a credit card, how to build a positive credit history, and existing credit rights.	When it comes to women and money, the news can be gloomy. We live longer; we earn less, and are less secure in retirement. But the news isn’t all bad, because women can also be terrific budgeters, investors, savers and entrepreneurs.	Everyone makes mistakes with their money. It happens, but it can lead to problems, and these problems may escalate if you don’t do the right things to correct them. This guide is to help you solve the money mistakes that could occur during your lifetime. The world of finances can be tricky and if you don’t act to correct these mistakes you could be putting your financial future at risk.
		If you’re like most people, you probably learned about money from the “School of Hard Knocks.” If you were lucky, you may have had parents who talked openly about money with you, and perhaps even showed you how to earn and save money. This guide helps parents talk to their children about smart money management and the value of money.	This publication discusses the fastest growing federal crime in the country and provides steps one can take to minimize the chances of personal information being stolen and used by a thief. The first part of this brochure is organized into checklists you can use to put these ideas into practice. The second part of this brochure will give you steps to take if you are a victim.	This booklet will give you an overview of the basics of getting a mortgage, buying a home, and building equity.	If you’re under financial stress, you may be arguing with your spouse or family members about money, experiencing headaches or panic attacks, hiding bills or receipts from family members, or finding it difficult to sleep at night. Your eating habits may have gone south, and you may find it hard to make it through the day. Use this guide to help you deal with your stress.