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How to Escape Your Unemployment(or Under-Employment) Trap

By Ginny Grimsley

There’s good news for jobs in the United States.

  In June, the private sector added 288,000 jobs, according to the Bureau of Labor Statistics.

  The unemployment rate has shrunk to 6.1 percent, the lowest since September 2008, when the Great Recession was just starting. The rate has dropped nearly 2 percent since the beginning of 2013.

  The U.S. Payroll to Population employment rate (P2P), as tracked by Gallup, now stands at one of its highest points since tracking began in January 2010.

  More companies, states and cities are either raising their minimum wage or considering it.

Does this mean that we can put our minds to rest regarding jobs and prosperity? Not exactly, says Richard B. Alman, principal and chief career/employment strategist of Recruiter Media, the world’s largest owner/operator of career websites.

“It’s great that reports show improvement, but the good news comes with an asterisk; we need to keep in mind the term that has become so common since 2009 – the ‘new normal,’ which, in part, refers to a lower expectation for prosperity,” says Alman, who has managed human resources for Fortune 100 and smaller multi-national companies.

“Raising the minimum wage, for example, is a step in the right direction for many, but it’s certainly not happening everywhere and it doesn’t guarantee a living wage. California raised its minimum to $9 per hour, but that’s a state with a very high cost of living.”

What is the quality of these new jobs, and how many hours do they offer? What about the Catch 22 ensnaring the long-term unemployed, who can’t get work because they don’t have jobs? And where’s the hope for the recent college graduates who are deeply in debt and can’t find the jobs they’ve prepared for?

Alman has a blueprint that can help would-be employees in these tough positions.

•  One word: volunteer. “This is, by far, the best advice I can offer if you feel like you’ve tried everything and it hasn’t worked,” he says. Volunteering can pay very high dividends for anyone who is unemployed, under-employed or simply looking for a new career trajectory. It helps current and future employees of any age.

“You may not see the payoff right away, but volunteering has many long-term benefits,” he says.

•  Volunteer in positions that will build your resume´.“When you volunteer, you can update your skills and resume´, which shows potential employers that you’re not lazy,” Alman says.  “Ask for jobs that use the career skills you have. For instance, if you have a background or degree in marketing, look for opportunities to volunteer in marketing for a non-profit.”

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Here you can get the buzz on tactics and tips to successfully manage your money and avoid credit problems.These booklets cover the basics of creating and using a budget, how women can manage their personal finances, how to cope with financial stress, teaching your children about money, preventing identity theft, how to avoid common money mistakes, the basics of credit cards and much more! Click on the booklet cover to launch these free PDF files.
Learn how to successfully manage money and avoid credit problems. This guide was created with two purposes in mind; first, to help people create and use a successful budget; second, to provide proven strategies for avoiding excess debt. This basic ‘Credit 101’ publication explores the pros and cons of using credit, provides a guide and calculation formula to help consumers find out how much credit they can afford, and offers advice on what elements should be considered before applying for a credit card, how to build a positive credit history, and existing credit rights. When it comes to women and money, the news can be gloomy. We live longer; we earn less, and are less secure in retirement. But the news isn’t all bad, because women can also be terrific budgeters, investors, savers and entrepreneurs. Everyone makes mistakes with their money. It happens, but it can lead to problems, and these problems may escalate if you don’t do the right things to correct them. This guide is to help you solve the money mistakes that could occur during your lifetime. The world of finances can be tricky and if you don’t act to correct these mistakes you could be putting your financial future at risk.
If you’re like most people, you probably learned about money from the “School of Hard Knocks.” If you were lucky, you may have had parents who talked openly about money with you, and perhaps even showed you how to earn and save money. This guide helps parents talk to their children about smart money management and the value of money. This publication discusses the fastest growing federal crime in the country and provides steps one can take to minimize the chances of personal information being stolen and used by a thief. The first part of this brochure is organized into checklists you can use to put these ideas into practice. The second part of this brochure will give you steps to take if you are a victim. This booklet will give you an overview of the basics of getting a mortgage, buying a home, and building equity. If you’re under financial stress, you may be arguing with your spouse or family members about money, experiencing headaches or panic attacks, hiding bills or receipts from family members, or finding it difficult to sleep at night. Your eating habits may have gone south, and you may find it hard to make it through the day. Use this guide to help you deal with your stress.

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